Personal Loans and Lines of Credit
Home Equity Lines of Credit
The equity in your home is a hidden financial resource you can take advantage of without selling your home or disturbing other investments. National Bank of California offers home equity lines of credit that may offer tax advantages, generally higher credit limits and lower interest rates, and greater flexibility than other forms of consumer credit.
For many people, tax savings may be significant with a home equity line of credit, which can be used for many purposes and short or long-term financing needs. Consult your tax advisor regarding deductibility of interest.
Preferred Reserve Account Line of Credit
Extra Cash Reserve. Buying Power. Flexibility and Convenience. You get it all with the Preferred Reserve Account, a personal line of credit linked to your checking account and reserved for preferred customers of National Bank of California.
The Preferred Reserve Account provides the peace of mind that comes from knowing you have an extra reserve of money available to borrow at your convenience and whenever you need it. An unsecured line of personal credit up to $25,000 is available, based on your financial strength, credit record, and borrowing needs.
National Bank of California also offers auto loans with competitive rates. Call us for more details.
Click here to ask one of our loan specialists about selecting a Home Equity Loan tailored for your personal needs. Our loan specialists will work with you to explore your financing options, and help you estimate your equity and monthly payments so that you can make the best decision.
Click here for additional information about our Personal Lines of Credit.