Deposit Services Time-saving, hard-working business deposit tools. That’s our commitment to you. More than just a deposit service, we give you prompt service, accurate information, and work with you to identify the most profitable ways to collect, invest, and disburse your funds. In other words, we take a personal interest in you and your business.

Whatever your business goals, National Bank of California has an account for you, offering competitive interest rates along with unsurpassed flexibility and security such as:

  • Basic Business Checking
    (Minimum Opening Deposit: $500)
  • Analyzed Business Checking
    (Minimum Opening Deposit: $500)
  • Business Basic Savings
    (Minimum Opening Deposit: $250)
  • Business Money Market Savings
    (Minimum Opening Deposit: $2,500)
  • Time Certificates of Deposit
    (Minimum Opening Deposit: $1,000)
  • Merchant Services
  • Payroll Services

By operation of federal law beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit:

FDIC Insurance Limits
As an FDIC-insured institution, your deposits at National Bank of California are insured up to at least $250,000 per depositor for each account ownership category.

Helpful Links
What you should know about the FDIC

What you should know about the Transaction Account Guarantee program

Add Cash Management tools to enhance your deposit services.

Click here to ask one of our business banking specialists about Business Deposit Services tailored for your company.

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