Checking / Savings Accounts
We take the approach of giving you value for your money along with the kind of stand-out service that makes for a better banking experience.

Whatever your personal financial goals, National Bank of California has an account for you, offering competitive interest rates along with unsurpassed flexibility and security.

By operation of federal law beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit:

FDIC Insurance Limits
As an FDIC-insured institution, your deposits at National Bank of California are insured up to at least $250,000 per depositor for each account ownership category.

Helpful Links
What you should know about the FDIC

What you should know about the Transaction Account Guarantee program

Checking Accounts
  • National Checking
    (No Minimum Opening Deposit)
  • Analyzed Business Checking
    (Minimum Opening Deposit: $500)
  • Business Basic Savings
    (Minimum Opening Deposit: $250)
  • Business Money Market Savings
    (Minimum Opening Deposit: $2,500)
  • Time Certificates of Deposit
    (Minimum Opening Deposit: $1,000)
  • Merchant Services
  • Payroll Services
Savings Accounts
  • Money Market
    (Minimum Opening Deposit: $2,500)
  • Regular Savings
    (Minimum Opening Deposit: $500)
  • Prestige Savings
    (Minimum Opening Deposit: $7,500)
  • Certificates of Deposit
    (Minimum Opening Deposit: $1,000)

Add a Personal Line of Credit to enhance your financial flexibility.

Click here to ask one of our personal banking specialists about Checking / Savings Accounts tailored for your needs.

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